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Are you a Temenos Transact (T24) client who needs to use the XML/MX/ISO 20022 format for your payment systems? Do you want to implement the ISO 20022 standard quickly and effectively, without changing your current payment business process? If yes, then you need FORANX MX FORMATTER!

FORANX MX FORMATTER is a powerful and flexible L3 solution that enables you to convert any Temenos Transact (T24) message into XML/MX/ISO 20022 format, and vice versa. It is compatible with various Temenos Transact modules, as well as local applications that generate transactions/messages. It also supports any XML message, with a built-in processor and XSD validator.

With FORANX MX FORMATTER, you can enjoy the following features and benefits:

  •  Transact (T24) release and platform/runtime independence. You don’t need to worry about compatibility issues or updates.
  •  TARGET2 MX solution out-of-the-box. You can easily integrate with the European payment system, with no additional configuration or customization.
  •  Easy installation and configuration. You can install and set up FORANX MX FORMATTER with just one click and adjust it to your specific needs with a user-friendly interface.
  •  Modularity and transparency. You can use separate services for each direction/message processing function and monitor the workflow and performance with advanced logging systems.
  •  Automatic processing and generation of returns/requests/responses. You can handle pacs.004, camt.056, and camt.026 messages with a built-in module, without manual intervention.
  •  High level of parametrization for self-service and self-enhancement. You can extend the list of processed/generated messages and make changes to the solution with no-code and minimum vendor support.

FORANX MX FORMATTER has many advantages over the converter (MT-to-MX translator), such as:

  •  The applicability at any stage of ISO 20022 integration. You can use it before, during, or after the transition period, depending on your needs and preferences.
  •  The availability of all ISO 20022 benefits. You can leverage the full potential of the new standard, and overcome the limitations of the MT format, such as the character set, the volume of information, and the data structuring.
  •  The preservation of original data. You can store and access the data in its original form and match it to the Temenos Transact (T24) applications structure.
  •  The post-processing within Temenos Transact (T24). You can use the existing functionality and features of Temenos Transact for the final processing of the messages.

FORANX MX FORMATTER is a cost-effective and time-saving solution that can help you achieve ISO 20022 readiness with ease and efficiency. It can be implemented in few months, depending on your requirements and scope.


FORANX MX FORMATTER is a versatile solution that allows you to convert any Transact (T24) message into XML/MX/ISO 20022 format, and vice versa. You can use it for various purposes, such as:

  •  Replacing middleware (converters, translators) between Transact (T24) and any systems that upgrade to MX format. This way, you can avoid installing or maintaining extra software or hardware and make the integration process easier and faster.
  •  Migrating to ISO 20022 for any Transact (T24) interface, such as local (national) payment systems, SWIFT, client-bank, AML, etc. This way, you can meet the new standard requirements, and enjoy its benefits, such as improved data quality, interoperability, and efficiency.
  •  Replacing legacy ad-hoc/hard-code solution for MX generation and formatting. This way, you can eliminate the risks and limitations of using outdated or customized solutions and ensure the consistency and accuracy of your MX messages.

How to get started?

If you are interested in FORANX MX FORMATTER, you can request our questionnaire for MX implementation, and we will prepare a personalized proposal for your company. Just click the button and fill out the form, and we will get back to you as soon as possible.

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